LVR or loan-to-valuation ratio is the proportion of money you borrow (loan) compared to the value of the property.
Category: Mortgage
6 Home Loan Features You Need to Know About

You wouldn’t buy a car without considering features like parking sensors, cruise control and Bluetooth, just as you wouldn’t choose a home loan without taking into account its features. The trick is deciding what will add value, and what you can do without. Some features…
Insider tips for your second mortgage

There is often confusion about what a second mortgage is, when it is useful, and how to take full advantage of its benefits. In this article, we aim to simplify the definition of a second mortgage, identify its key uses and tell you how you…
What is poor/bad credit?

Have you ever been told that you have bad credit? Are you wondering what it means? Poor or bad credit is the result of your past or present financial mistake where you might have defaulted on a payment which can either be a loan repayment…