Home Loan Archives - WhiteStar Group

Finance Case Study #4

by wsgadmin2019-06-13

Blog, Finance, Home Loan, Mortgage Broker

We would like to share a recent client case study with you. These clients were referred to us with a dream to own a property in a country town to eventually live in and serve as a gathering place for family and friends. Initially, despite…

Finance Case Study #3

by wsgadmin2019-05-28

Blog, Home Loan, Mortgage Broker

We would like to share a recent client case study with you. One of our brokers Joanne recently worked with a family who wished to purchase their very first home. The family had been renting for many years. The son was self-employed and earning a…

Finance Case Study #2

by wsgadmin2019-05-16

Blog, Home Loan, Mortgage Broker

We recently helped a client solve a complex finance issue they faced after paying deposits on two off the plan properties through a developer. Prior to the properties being titled, our clients applied to their existing lender and were unfortunately not approved. They then did…

Why ZipPay and AfterPay debt is spiralling and affecting loan applications

by wsgadmin2018-12-20

Blog, Credit Card, Credit Report, Finance, Home Loan, Tips

Australians owed $903m in June with one in six defaulting or incurring fees. A recent ASIC review into the ‘buy now pay later’ industry, which includes highly popular finance products like ZipPay and AfterPay, has revealed some very concerning data regarding spending habits and increasing…

What can I do if I have been declined?

by wsgadmin2018-10-30

Bad Credit, Blog, Home Loan, Mortgage, Tips

One of the revelations of the Royal Commission is how poorly and inefficiently banks are recording living expenses on loan applications. Changes to the categorisation of living expenses and how they are assessed is having an impact on the borrowing capacity of many aspiring homeowners,…