Home Loan Archives - WhiteStar Group

When it was announced by major banks and lenders that they would be temporarily pausing mortgage repayment requirements, it’s not surprising that many mortgage-holders assumed banks were offering an interest-free period. Unfortunately, that assumption was very wrong. Even during a pause, the interest still accrues…

Avoid mortgage insurance with just 5% deposit and the government’s new initiative.

by wsgadmin2020-01-16

Blog, Finance, Home Loan

In the past, one of the biggest hurdles facing prospective first home buyers has been getting a 20% deposit together in order to avoid having to pay expensive lenders’ mortgage insurance. But on 1st January 2020, that may have just changed for many Australians with…

Five tips to paying off your mortgage sooner

by wsgadmin2019-10-16

Blog, Home Loan, Mortgage, Tips

Even though interest rates in Australia have been sitting at a pretty low base in recent years, it still makes sense to try and pay off your mortgage as soon as you can – or at least bring it down so you can free up…

Why rent when you can own?

by wsgadmin2019-10-15

Blog, Finance, Home Loan, Property, Tips

Every time you pay rent, you’re helping someone else achieve their property goals. With interest rates at record lows and criteria for borrowing recently eased, now is the time to assess your situation and find out if you could actually be paying less to buy…

Finance Case Study #5

by wsgadmin2019-07-05

Blog, Case Study, Home Loan, Tips

We recently worked with a client who was in need of a refinance solution. They wanted a better interest rate and also wanted to obtain some cash for personal use. Our clients faced zoning issues; the location of their property was problematic as it was…