Home Loan Archives - WhiteStar Group

Benefits of a home loan check

by wsgadmin31 March 2022

Blog, Equity, Home Loan, Mortgage Refinance, Tips

Is it time to check and change your home loan? If you’ve had the same loan for a number of years, it might be time to look and see is it still the best loan to suit your needs, which have probably changed over this…

Are you ready to buy a house or an investment property?

by wsgadmin31 March 2022

Blog, Finance, First home buyer, Home Loan, Mortgage Broker

The first question to ask yourself when considering purchasing property is how much can you afford. This is no easy question within itself, and relies on several key factors: Determining your serviceability How much deposit do you have Real estate market and economic outlook Financial…

Shift in lending policy could bite investors and interest-only loans

by wsgadmin14 October 2021

Blog, First home buyer, Home Loan, Mortgage, News

The Federal Treasurer has signalled a tightening of borrowing criteria that could severely impact property investors with high levels of borrowing, as well as those with a fixed-term interest-only loan soon coming to an end. Not to mention the effects the changes could have on…

What is a construction loan and how does it work?

by wsgadmin21 June 2021

Blog, Finance, Home Loan

Borrowing to build a new home is a very different process from borrowing for an established one. In fact, some lenders who happily offer mortgages for existing homes actually don’t offer construction loans, which they consider too much work or too much risk. Often they…

Finance Case Study #10

by wsgadmin9 March 2021

Bad Credit, Blog, Case Study, First home buyer, Home Loan

Purchase Owner Occupied Home with Father Our client is self-employed living and caring for his parents. They have been renting for years and always wanted to buy their own home but did not think that is possible. Father and son found a property they wanted…