Bad Credit Mortgage Solutions - Brokers, Better than a bank.
Bad Credit Home Loan Specialists
Has the bank said “NO” due to Bad Credit or a Low Credit Score? You may need to speak to a bad credit home loan specialist at WhiteStar Finance. Our mortgage brokers are experts in finding bad credit mortgage solutions.
It is recommended to use a Mortgage Broker versus a bank as bad credit mortgage brokers follow “best interest duty” (BID) where a lender is not required to. Plus Poor Credit Mortgage Brokers have access to multiple lenders and products. An experienced Bad Credit Mortgage Broker knows and understands lenders credit policies, interest rates and fees as well as often having access to exceptions and possible rate reductions. Look at a couple of our success stories.
On our panel of lenders, there are certain lenders who have more flexible lending criteria than others. We’ll help every step of the way, from application to approval. We negotiate with Poor and Bad Credit Home Loan lenders on your behalf to ensure you have every chance to get approved and in many cases we don’t need to go to a Bad Credit Mortgage Lender.
Your think you have a bad credit score it may not be as bad as you think, and often, there is a solution. Have your situation reviewed by a specialist bad credit mortgage broker at WhiteStar Finance.
When you make an enquiry, we’ll run through your situation, verify documents, seek an exception if possible, or discuss the scenario with a credit team and then recommend a solution. Too many enquiries directly to a bank or lender can negatively impact your credit score, so get the right information first.
Disclaimer: All applications are subject to a client interview, verification of documents and lending criteria.
How we can help
- Refinance with a debt consolidation loan to ease cashflow problems
- Payout past or current defaults or court judgements, leading to your current poor or bad credit
- Payout an ex partner when you have poor credit
- Self Employed Income solutions
- Out of the Box scenarios
- Purchase a property with poor or bad credit
- Refinance for better rates from past credit issues
- Obtain Cash Out to complete home improvements