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Category: Finance

When is a mortgage pre-approval not really an approval?

by wsgadmin2021-03-03
Blog, Finance, Home Loan
Is your mortgage pre-approval worth anything? Possibly not With Australia settling into a Covid-normal environment, and buyers enjoying continued low rates and generous government grants and incentives, the real estate market across Victoria is moving quickly (especially in the regions), and competition for properties is…
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WhiteStar’s First home Buyers checklist

by wsgadmin2020-12-22
Blog, Finance, Home Loan
Buying your first home can be a bit daunting particularly when you’re young. WhiteStar Finance can help you. Knowing the steps for successfully buying a first home can take the stress out of what can be a very satisfying and exciting experience. Contact us to…
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Mortgage repayment pause – what the next few months could mean for you.

by wsgadmin2020-06-17
Blog, Finance, Home Loan, Mortgage Refinance
When it was announced by major banks and lenders that they would be temporarily pausing mortgage repayment requirements, it’s not surprising that many mortgage-holders assumed banks were offering an interest-free period. Unfortunately, that assumption was very wrong. Even during a pause, the interest still accrues…
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Why use a mortgage broker?

by wsgadmin2020-03-19
Blog, Finance, Mortgage Broker, Tips
How the right broker could be the difference between ‘yes’ or ‘no’. Once upon a time, when we wanted a loan, we’d go and chat to our local bank – most likely the one we’d loyally been with forever. This was a time when the…
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Avoid mortgage insurance with just 5% deposit and the government’s new initiative.

by wsgadmin2020-01-16
Blog, Finance, Home Loan
In the past, one of the biggest hurdles facing prospective first home buyers has been getting a 20% deposit together in order to avoid having to pay expensive lenders’ mortgage insurance. But on 1st January 2020, that may have just changed for many Australians with…
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