Finance Archives - WhiteStar Group

Avoid mortgage insurance with just 5% deposit and the government’s new initiative.

by wsgadmin2020-01-16

In the past, one of the biggest hurdles facing prospective first home buyers has been getting a 20% deposit together in order to avoid having to pay expensive lenders’ mortgage insurance. But on 1st January 2020, that may have just changed for many Australians with…

Comprehensive Credit Reporting

by wsgadmin2019-12-11

Blog, Credit Report, Finance, Tips

What does the new Comprehensive Credit Reporting mean for you? If you’re in the market for a new mortgage or even a personal loan or credit account, you may have heard about the recently introduced ‘Comprehensive Credit Reporting’. But what is it, and what is…

Why rent when you can own?

by wsgadmin2019-10-15

Blog, Finance, Home Loan, Property, Tips

Every time you pay rent, you’re helping someone else achieve their property goals. With interest rates at record lows and criteria for borrowing recently eased, now is the time to assess your situation and find out if you could actually be paying less to buy…

Finance Case Study #8

by wsgadmin2019-10-02

Blog, Case Study, Debt Consolidation, Finance

People with multiple loans consolidate and refinance to free up cash flow. Our Mortgage Broker Emma recently helped a couple who required a consolidation and refinance solution to free up a clash flow problem that was making it hard to live and run their business…

Big Banker is watching

by wsgadmin2019-10-01

Blog, Finance, Money Management

While banks and other lenders have softened lending criteria recently, the pay-off is that they are tightening up on the level and type of information they want to know about potential borrowers. Instead of simply looking at credit reports and credit scores, employment status, income,…