Mortgage Archives - WhiteStar Group

Shift in lending policy could bite investors and interest-only loans

by wsgadmin14 October 2021

Blog, First home buyer, Home Loan, Mortgage, News

The Federal Treasurer has signalled a tightening of borrowing criteria that could severely impact property investors with high levels of borrowing, as well as those with a fixed-term interest-only loan soon coming to an end. Not to mention the effects the changes could have on…

Mortgage deferrals and their impact on future finance.

by wsgadmin14 September 2020

Blog, Mortgage, Mortgage Refinance, Tips

Across Australia, the Covid-19 mortgage pauses will soon be coming to an end. And while approved deferrals on repayments have been invaluable to many borrowers, when it comes time to refinance, negotiate a better rate, or simply consolidate debts, those deferrals may lead to some…

Five tips to paying off your mortgage sooner

by wsgadmin16 October 2019

Blog, Home Loan, Mortgage, Tips

Even though interest rates in Australia have been sitting at a pretty low base in recent years, it still makes sense to try and pay off your mortgage as soon as you can – or at least bring it down so you can free up…

What can I do if I have been declined?

by wsgadmin30 October 2018

Bad Credit, Blog, Home Loan, Mortgage, Tips

One of the revelations of the Royal Commission is how poorly and inefficiently banks are recording living expenses on loan applications. Changes to the categorisation of living expenses and how they are assessed is having an impact on the borrowing capacity of many aspiring homeowners,…

Here’s how to get a home loan with your de facto partner.

by wsgadmin19 April 2017

Blog, Home Loan, Mortgage

These days, most couples live together before they get married. Australian Bureau of Statistics data indicates more than 79% of couples who married in 2014 lived together first, a 3% increase in just 12 months. Buying a house with a partner without getting married is…