Mortgage Archives - WhiteStar Group

Mortgage deferrals and their impact on future finance.

by wsgadmin2020-09-14

Blog, Mortgage, Mortgage Refinance, Tips

Across Australia, the Covid-19 mortgage pauses will soon be coming to an end. And while approved deferrals on repayments have been invaluable to many borrowers, when it comes time to refinance, negotiate a better rate, or simply consolidate debts, those deferrals may lead to some…

Five tips to paying off your mortgage sooner

by wsgadmin2019-10-16

Blog, Home Loan, Mortgage, Tips

Even though interest rates in Australia have been sitting at a pretty low base in recent years, it still makes sense to try and pay off your mortgage as soon as you can – or at least bring it down so you can free up…

What can I do if I have been declined?

by wsgadmin2018-10-30

Bad Credit, Blog, Home Loan, Mortgage, Tips

One of the revelations of the Royal Commission is how poorly and inefficiently banks are recording living expenses on loan applications. Changes to the categorisation of living expenses and how they are assessed is having an impact on the borrowing capacity of many aspiring homeowners,…

Here’s how to get a home loan with your de facto partner.

by wsgadmin2017-04-19

Blog, Home Loan, Mortgage

These days, most couples live together before they get married. Australian Bureau of Statistics data indicates more than 79% of couples who married in 2014 lived together first, a 3% increase in just 12 months. Buying a house with a partner without getting married is…

Get your first home sooner with stamp duty savings & a family pledge

by wsgadmin2017-03-24

Blog, Equity, Finance, Home Loan, Mortgage, Mortgage Broker

From July 1 2017, Victorian eligible first home buyers in will no longer pay any stamp duty when they purchase new or existing properties under $600,000. Properties between $600,000 and $750,000 in Victoria will receive stamp duty concessions. This means first home buyers can save…