Bad Credit Archives

Wondering why more people are using brokers? Hear the opinion of our mortgage broker Maria

by wsgadmin20 February 2019

Bad Credit, Blog, Home Loan, Mortgage, Mortgage Broker, Mortgage Refinance, Tips

A recent report by Momentum Intelligence has revealed that over 96% of people surveyed who utilised the services of a mortgage broker are satisfied and will use one again. The report was released on January 31, 2019; just one week following an announcement that brokers…

What can I do if I have been declined?

by wsgadmin30 October 2018

Bad Credit, Blog, Home Loan, Mortgage, Tips

One of the revelations of the Royal Commission is how poorly and inefficiently banks are recording living expenses on loan applications. Changes to the categorisation of living expenses and how they are assessed is having an impact on the borrowing capacity of many aspiring homeowners,…

What you need to know about the 2018 Comprehensive Credit Reporting Mandate

by wsgadmin19 December 2017

Bad Credit, Blog, Finance

Very recently, the Federal Government announced that laws will be introduced to mandate Comprehensive Credit Reporting in 2018. Before we get into specific details about what Comprehensive Credit Reporting is, if you need to know anything, it is that lenders will have more data about…

What is a credit check?

by wsgadmin7 November 2016

Bad Credit, Blog, Credit Report

A credit check, also known as ‘credit history check’ or ‘credit reference check’ is a scoring system that lenders use to assess and determine the level of risk a borrower may have. A credit check is necessary when applying for the following: Home loan Personal…

Mortgage application declined? What’s next?

by wsgadmin6 October 2016

Bad Credit, Blog, Home Loan, Mortgage Refinance

Ok, so you just heard from your bank, through a nicely worded letter or an SMS, that your mortgage application was declined. By the time you will finish reading the decision, there will only be one question on your mind: WHY? This is the question…

Wondering why more people are using brokers? Hear the opinion of our mortgage broker Maria

What can I do if I have been declined?

What you need to know about the 2018 Comprehensive Credit Reporting Mandate

What is a credit check?

Mortgage application declined? What’s next?

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