Need a Better Home, Car or Asset Loan? Brokers, better than a bank!

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A growing number of Australians are relying on mortgage brokers to explore cost-effective options for home loan finance, refinancing options, or investment property loans. Recognising that each borrower is on a unique journey, whether boasting an impeccable credit history or facing credit challenges due to past or current arrears, defaults or low credit score, we specialise in tailoring solutions to individual needs. Our extensive network encompasses over 25 of Australia’s Home Loan lenders, allowing us to diligently seek the most fitting solution for you, even if your credit history is less than perfect.   

An investment property home loan is what borrowers look for when buying an investment property or refinancing a current investment property loan to get a better interest rate or to extend an interest only period.  

Using a Mortgage Broker to source you a great Investment Property Home Loan is better than a bank as Mortgage Brokers have access to many lenders and products including those for people with Bad Credit or a Low Credit Score. 

Investing in property is often a rewarding wealth generation strategy than can help you have a comfortable retirement although it can also cause financial stress if the loan structure is not reviewed and set up right. 

Whitestar Conveyancing & WhiteStar Property Management are part of the WhiteStar Group to help with your Property Investment Journey.

WhiteStar is dedicated to being able to offer finance solutions for every aspect of your life, not just your home. Whether you are looking for a new car, seeking funds for business assets or growth or something fun and adventurous like a caravan or boat. Our experienced brokers work with multiple lenders to secure the best possible outcome for you. With our expertise in Car Loans, Asset Finance, Business and Equipment Finance, and Home Loans, we are here to support your financial needs and help you achieve your goals.

Why WhiteStar

About Us

A growing number of Australians are relying on mortgage and finance brokers to explore better options for Home Loans, Car Loans, Asset Finance, Business Equipment and Finance solutions as well as seeking Debt Consolidation Solutions to improve cashflow.  Recognising that each borrower has different situations and obstacles, whether boasting an impeccable credit history or facing poor or bad credit issues due to payment arrears, defaults or a low credit score, WhiteStar Brokers specialise in tailoring solutions to individual needs using our extensive network of over 40 of Australia’s  lenders, allowing us to diligently seek the most fitting solution for you, even if your credit history is less than perfect.

Download the Home Loan Assessment Guide

Our Home Loan Assessment Guide breaks down how lenders assess home loans for purchases and refinances, including a real-life scenario so you can see how it works.

Our Team

Our Broking Team can answer all your questions. Contact us for a confidential chat to see how we can help.

Your dream Our team

Adam Raphael

General manager

Adam has been with WhiteStar for over 20 years and takes great pride in the finance and conveyancing services the team delivers. He finds his role incredibly rewarding and is inspired by the big and small ways WhiteStar helps everyday Australians save more and achieve their goals. When he’s not working, you’ll likely find Adam at a sporting field or stadium, coaching and cheering on his kids!

Marina Meldrum

Group manager

With over 30 years in mortgage broking, Marina brings a wealth of experience. She holds a Diploma in Finance & Mortgage Broking and is a fully licensed Real Estate Agent. Throughout her career, she has trained many mortgage brokers, sharing her expertise and passion. Marina is driven by a desire to help borrowers achieve better financial outcomes, easing pressure and helping them reach their goals.

On weekends, she enjoys family time with her husband and three daughters, often gardening and catching up with loved ones!

Liz Alexander

Licensed conveyancer

Liz has been involved in conveyancing since 2003, working her way up to being a Senior Property Conveyancer. She loves what she does and is passionate about creating great relationships and seeing her clients get their dream house. Liz also loves spending time with her husband and two kids and is often seen at their sports meets.

Kelly Flight

Senior Mortgage broker

Kelly is passionate about making sure her clients achieve their goals and make their dreams a reality. When she is not working she loves to settle down with a good book or spending quality time with her family.

Maria Lyons

Senior mortgage broker

Maria enjoys helping clients realise their financial potential by identifying and implementing strategic solutions. When she isn’t talking finance, Maria enjoys camping with her three children.

Jo B

Customer Service

Jo B has been a valued part of the WhiteStar team for over 10 years and is the familiar voice our clients trust. She takes pride in connecting clients with the right team members, ensuring they receive the best solutions. 

Outside of work, Jo cherishes time with her grandchild and loves good food and relaxing picnics

Katerina Szabo

Home Loan Settlements Manager & Conveyancing Officer

Kat loves that her role allows her to help people achieve their dreams. She finds it incredibly rewarding to see clients accomplish more than they thought possible. Now a fully qualified Conveyancer, Kat has successfully completed her Conveyancing course and is excited to continue supporting clients.

Max Sarris

Broker Assistant

Driven by a genuine passion for helping others achieve their financial aspirations, Max joined Whitestar to guide clients through their loan journeys with expertise, ensuring they make informed decisions for long-term financial prosperity. Beyond his work in Finance, Max stays energized through martial arts training and finds fulfillment in creating meaningful memories with family and friends at every opportunity

Our Clients Say

Kahlia C.
Home Loan
Best brokers and service!Whitestar have been so easy to deal with, they did everything for me and kept me informed along the way! Smooth and easy process from start to finish - Can’t praise them enough
Lisa Lazer
Home Loan Refinance
Highly recommend WhiteStar! Other brokers couldn't find many options for us but from the minute we spoke to WhiteStar, we were told that there would definitely be a great product that suited our needs. We can not fault them at all. From Kelly, to Marina, to Kat, to Liz in conveyancing - they have all provided the most brilliant service for us and we couldn't be happier.
George Kaye
Finance
Maria was sensational. Wealth of knowledge and understood my needs. the addition of Katerina made the process even smoother. from the beginning to the unconditional approval the communication was excellent
Jakob
First Home Loan
WhiteStar was an amazing support for us in securing our first home. Marina and Liz were there for us the whole way through and we could trust in their flexibility and knowledge to answer just about any question we had. They came highly recommended to us and we will certainly recommend their services to anyone looking to do anything in relation to their mortgage
Sapna
Home Loan Refinance
Maria at Whitestar turned out to be our saviour! We were able to get our mortgage refinanced when all other banks had turned us down. Maria guided us at every step in getting our loan application approved and was extremely helpful and kind.
Kyal L
Home Loan & Conveyancing
Helped me achieve success even in unfavourable circumstances! The Team was super friendly and helpful 😁 Whitestar were fundamental in helping me navigate the Loans Process and provided me with extremely Successful conveyancing and follow up assistance!
Rhi Forbes
Home Loan & Conveyancing
I highly recommend WhiteStar for their exceptional service and knowledge in the industry. Shout out to both my mortgage broker, Maria and Liz my conveyancer for being there the whole way and helping me get my house!
Mercia Kay
Home Loan & Conveyancing
We dealt with WhiteStar for the loan and conveyancing on our house. Kelly, Liz & Katerina were beyond amazing to deal with. Each of them were so friendly, quick to respond to any queries we had, and broke down the technical jargon into language we could understand. They made everything so easy. We'd use them again in a heartbeat
Pietro Angelo
Conveyancing Purchase & Sale
Liz helped us buy and sell our investment property. Everything went smoothly and her professionalism was outstanding. If we do buy again, I will be using her as my Conveyancer
Carmel
Home Loan
My experience was excellent Kelly was very efficient, her work is outstanding she was also very easy to talk to and always kept me updated I would highly recommend Kelly to family and friends Thanks Kelly very happy customer Carmel
Jason
Home Loan Purchase
The miracle mortgage – Before we use Whitestar, we went to our bank and three mortgage brokers and they couldn’t help us, they went out of their way to find us the best deal and the exact money we needed to borrow to get the property we appreciate their hard work and dedication
Kat T
Home Loan Refinancing
This is our second time using white star, in particular Maria & Kat for our home loan I cannot rate them highly enough Their product knowledge and ability to explain it thoroughly is fantastic and their personal attention and care has been a breath of fresh air Everything has been fully transparent the whole time and the process has been so easy I will use them again 100%
J Marie Lee
Purchase Home Loan
Both myself and my partner were assisted by Kellie at Whitestar. What a positive experience we both had, Kellie kept us fully informed and up to date at all times and a huge thanks to Kellie and the team as we are now both settled in our beautiful home
Jason Y
Personal Loan
Max was Marvellous he went above and beyond to help me get a personal loan It wasn’t a easy process as with multiple home loans and out going But he made it work. Thanks Max and Whitestar you always helps us with impossible Situation
Kyle
Home Loan and Conveyancing
helped me achieve success even in unfavourable circumstances! The Team was super friendly and helpful 😁 Whitestar were fundamental in helping me navigate the Loans Process and provided me with extremely Successful conveyancing and follow up assistance!
Joshua
Home Loan Refinance
We highly recommend Maria and Katarina who were outstanding in the friendly and professional service they provided from beginning to end and even now continue to offer assistance in any way they can. Thank you Whitestar!
Stephen M
Home Loan
Service was excellent, couldn't of hoped for more.
Mary Lynch
Conveyancing
This is the second time I have used Liz of WhiteStar for my conveyancing needs. As previously, she has done a magnificent job for me. She is highly efficient, communicates well with updates and explanations where required, and is always friendly and accommodating. And she knows her stuff! I highly recommend her to anyone who is undertaking a property purchase and/or sale.
Nancy C
Home Loan Refinance
Above and beyond. The team have always been a pleasure to speak to. Clear understanding of what the process would take. We thank you and highly recommend WhiteStar Group.
Sass
Conveyancing
Worth every cent!We were very happy with Liz, our Conveyancer. She was knowledgeable, highly responsive and on the ball at all stages, which made the process of buying our property super smooth and effortless (as much as buying a property can be). I can confidently recommend Liz (& Whitestar) to anyone looking for a good conveyancer who knows their stuff, she's worth every cent for the peace of mind!
Jakoboz
First Home Loan
The perfect support! – My partner and I are first home buyers and knew next to nothing about the process. Dealing with WhiteStar, specifically Marina and Liz, made an otherwise quite stressful process easy to understand and manage. We feel very happy with the loan and bank we went with and were able to raise any questions at just about any day or time.
Carmen
Home Loan
Great team – Couldn’t be happier with the outcome we had when using the team at white star. As first home buyers, Maria was great at knowing exactly what we could do and how to get it. The whole team was great at answering any questions we had and made the whole process smooth
Rajeshbabu
Home Loan Refinance
We had a great experience working with Whitestar team member 'Maria' as she was always very helpful, approachable and undertook the task and completed as informed in a timely manner. Thank you !Thanks everyone 5 stars. I am stoked with my new home.
Mel T
Investment Property Loan
Best staff! Great staff and communication from the beginning right through to the end. They went the extra mile for sure to get our purchased settled.
Kirsty
Home Loan Refinance
The team at Whitestar are incredible, efficient, proactive and informative. Thank you Kelly Flight, Elizabeth Alexander and Katerina Szabo an absolute pleasure doing business with you.
Samantha & Richard
Home Loan & Conveyancing
We've used the services of Whitestar Finance & Conveyancing for 10+ years, and can't fault any of the team. They are always willing to go the extra mile to help their clients, are always super responsive and knowledgeable in their field. Liz is fantastic and we highly recommend this team of professionals for any of your finance or conveyancing needs.
Eric Chue
Home Loan Refinance
The process was very easy .Kelly was a great help during the whole process and taking time to explain and listen to what I needed. I would HIGHLY HIGHLY recommend anyone to work with Kelly and anyone at WhiteStar Conveyancing ,great company to work with .I work with them already nearly 20 years now .
Storm
Home Loan Increase
I recently worked with a broker to secure a loan increase, and the whole process was incredibly smooth. They handled everything quickly and professionally. Communication was clear, fast and efficient and I felt supported every step of the way. Highly recommend!
Social.ilian
Home Loan Refinance
Refinancing our homeloan – The whole process has been really good, very efficient and it looks like we'll be done within 3x weeks. My Wife & are both very impressed by the service
Jenny
Home Loan Refinance
Thoroughly recommend Whitestar & in particular Kelly. The whole process of refinancing our home loan was easy from start to finish. Kelly gave great advice & fully informed us of all options allowing us to choose the best loan available with the best rate. We were kept informed throughout the whole process & was very happy with how quickly the loan was arranged & approved. Thanks Kelly & Whitestar
Mark & Pizza Party Hire
Commercial Finance
From the start Marina, Maria and Katerina were amazing with their help and guidance in getting us finance for our new warehouse. They were there when we need them to answer all our questions, they were able to obtain great deals on our finances, when the traditional banks let us down and there was no question that was too silly to ask. Highly recommend them and the team at Whitestar Finance for any services you are looking for. Thanks everyone 5 stars. I am stoked with my new home.
Rebecca
First Home Loan
I can’t speak highly enough of the level of service, attention to detail and commitment from Maria and WhiteStar team in assisting me in obtaining loan approval from my preferred lender, all at a very competitive rate and under pressing circumstances! They were fully invested in ensuring I achieved my goal and secured my dream property. Thank you Maria, Katerina and the team!
Stu
Home Loan Consolidation
Once again Kelly F has above and beyond, the whole process was smooth and very fast, she was as always, honest and transparent in how she operates, she was able to allow us to consolidate with a much better rate with savings of over $12000 a year. We would highly recommend her along with Whitestar to anyone.
Property Prep M
Commercial Car Loan
Thankyou Max and team. The experience and service could not have been better. The ease of this purchase and the comunication you gave us was sensational. Anyone looking for a commercial car loan just call them. Thanks again Max. Many many thanks from one very very grateful and satisfied customer.
Kirsty
Construction Loan
Home loan and new construction – The team at whitestar are incredible, efficient, proactive and informative. Thank you Kelly Flight, Elizabeth Alexander and Katerina Szabo an absolute pleasure doing business with you. Kindest regards Kirsty & Paul