Your ability to be eligible for a property investment loan is subject to a number of criteria. The three key factors taken into account are:

• The value or your regular income
• What your liabilities are (existing loans, credit cards, personals loans, car loans)
• How many dependants you have (children under 17, or non-working partners)

When it comes to property investment, lenders will only allow you to borrow a portion of the value of the property and require that you have enough funds to cover a deposit for the property and any establishment costs. How much a lender is prepared to allow you to borrow will depend on the LVR (loan-to-valuation ratio).

To find out what your LVR is, contact our friendly team today who can help assess your eligibility. Call 1300 790 773