Everyone perceives the notion of financial wealth uniquely. Some people want to be entrepreneurs and make millions, while others just want enough comfort to visit somewhere new each year, or to help secure their kids future.

Whatever your goal, it takes hard work and discipline to get there. There are habits that we can all adopt to help us, and if you do some quick research, you will find that the world’s most successful people practice these and more each day.

Here are 10 habits you can incorporate into your daily routine to optimise your financial success:

1. Meditate or reflect quietly

Reflection and or meditation (which can be harder said than done) gives you a better understanding of yourself, where you are doing well in your life, and where you can improve.

2. Wake up early and get enough sleep

Waking up early gives you more time in the day to do the things you love, that you might not otherwise have the time to do if you press the snooze button one too many times. The key to waking up early, however, is getting enough sleep the night before.

3. Know your finances intimately

So many of us can forget the interest rate we are on, or when the next bills are due, or even the balance of our accounts. Don’t stress, it’s more common than you think. Spending an hour a week meeting with your finances will help you stay on track and on top.

4. Create goals and challenge yourself

We are all capable of more than we think, but it starts with the self-belief that we can do it. Set a goal, no matter how big or small, and wait and see how good you feel inside and out when you achieve it. Then set another and do it again, and again and again!

5. Live within your means

There are temptations everywhere! Often, the more money we make the more we spend. Living within your means, e.g. knowing what the essentials are for your life, will help you prioritise and save more.

6. Stay healthy both mentally and psychically

Mental and physical health is critical to financial success. Exercising as frequently as you can, and eating a balanced diet with increase your focus, drive and determination to achieve.

7. Read every day

Read what you like, but also explore new ideas. Reading helps broaden knowledge, learn from others experiences, and gives a perspective that no matter what your goal or shortfall, there is always a way to reach your potential.

8. Know how to say NO

Saying yes, especially when feeling peer pressured, leads to spending. I am sure all young people, and those older, can resonate with this. Having the confidence to say no not only increases your bank balance but also provides more time to work on your goals.

9. Network and talk to people who make you better

If you surround yourself with people who bring you down, or who are not goal oriented, this can affect your motivation. Surround yourself with people who encourage you and support your goals.

10. Give back and support the community

Giving back is a good thing. We should all do it more. Volunteering, even just twice a year, can help you stay grateful for all that you have and can inspire you to work harder.

Even implementing just one of these habits at a time will allow you to prioritize your financial goals over other activities that may be impacting your ability to reach your potential. Give them a try and good luck!