Has your credit score changed?
These are the reasons why you may have seen a change in your credit score. From July 1, 2018, comprehensive credit reporting will be mandated. This means that from July 1, 2018, the big four
Read moreHow much is stamp duty?
It’s not easy to predict the cost of stamp duty because the final figure depends on several variables. These include the state you live in, the value of the property and whether you plan to
Read moreChanges to investment loans. Are you paying too much?
More and more property investors are searching for better deals on their investment loans following a series of rate increases over a 24 month period. According to Canstar, in 2016 investor loans and owner-occupier loans
Read moreMums and Dads Helping 55% of First Home Buyers
A 2018 report by Digital Finance Analytics has revealed that 55% of first home buyers are receiving financial assistance from their parents to enter the property market. In the last quarter, over 23,000 first home buyers
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Research reveals 40% of property investors do not have the right landlord insurance
Attention investors! We want to talk to you about landlord insurance and why you need to have it. There are over 2 million people in Australia with one or more investment properties. We think this
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What are your thoughts on comprehensive credit reporting?
We recently wrote about the Comprehensive Credit Reporting mandate. The mandate changes the credit reporting process. What this means is banks and lenders have more information than ever about the financial activities of borrowers. Prior
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Townhouse dreams: why investors are sweeping up townhouses in Melbourne
Have you ever noticed how quickly townhouses get purchased and tenanted? It’s because the demand for townhouses is huge for both buyers and renters. Singles, couples and families are all interested. Townhouses are also becoming
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This is how you can avoid paying credit card interest.
Paying interest on loans and credit cards is not an enjoyable experience. Interest on loans is impossible to avoid completely, but there are ways to bypass paying interest on some credit cards. Firstly, before we
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How will you pay your children’s school fees this year?
A new study indicates Australian school fees are increasing and many parents may struggle to meet rising costs on time. The 2016 ASG Planning for Education Index demonstrates just how high education costs are per
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FREE Christmas events in Melbourne
Christmas time can be the best time of year to make life long memories with friends and family. It can also be the most expensive time of year! There are always free activities that are
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Why first home buyers should consider ‘Rentvesting’
‘Rentvesting’ is a strategy that more Australians, especially first home buyers, are using to enter the property market and build equity faster. ‘Rentvesting’ is the process of buying an investment property while renting as opposed
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What you need to know about the 2018 Comprehensive Credit Reporting Mandate
Very recently, the Federal Government announced that laws will be introduced to mandate Comprehensive Credit Reporting in 2018. Before we get into specific details about what Comprehensive Credit Reporting is, if you need to know
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More Great News for Ballarat: Property Investors, Tenants, and Residents
Australia’s largest Regional City is making headlines for all the right reasons. We have been talking to you about the investment potential in Ballarat quite a lot this year. Previously, we have discussed why investors
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Smart Tips When Using Afterpay and zipPay
‘Buy now pay later’ products such as Afterpay and zipPay have become increasingly popular in Australia, especially this year. In the lead up to Christmas we have had many questions about what these products are,
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New Year’s Resolutions Checklist
Setting New Year’s Resolutions can be very exciting. It’s when your dreams and aspirations run wild and confidence can skyrocket. The key to achieving the success you envision is to ensure your goals are realistic,
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Proposed changes to renting in Victoria
The significant reforms recently announced by the Andrews Government have caused quite a concern amongst agents and landlords.
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Property Investors: lodge your tax return by Oct 31 or you may be penalised
The tax deadline of October 31 is approaching. For property investors, in particular, failing to act quickly and responsibly may result in a lower return or in some cases even a penalty. By lodging your
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Why is refinancing so popular?
Refinancing is the process of finding a more suitable home loan product to help you achieve a particular goal.
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The household expenditure survey results are out. Where can the biggest savings be found?
On average, Australians have a total weekly expenditure of approximately $1,425 (that’s $190 more than six years ago).
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RBA announces real-time bank transfers to start in 2017
According to the RBA, the ‘new payment platform’ (NPP) is on track to launch in late 2017.
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