Credit Score and Credit File access form
Don’t stress, completing this form won’t affect your credit file however if you complete and submit the form you are providing your consent for us to access your credit file.
We advise all our clients, especially those who have been declined a loan, to obtain a report every 12 months to see what information their credit file contains.
All creditors, such as banks and other lenders, review credit file information to determine the risk associated with certain borrowers.
Since 2014, comprehensive credit reporting has been introduced allowing creditors to also include repayment history within credit files, meaning more information about your credit history is available than ever before.
Knowing the health of your credit file in advance will better position you to find a solution that you are most likely to be successful with.
Completing this form will not affect your credit file.